Flood Insurance

Whether you are a homeowner, a condo owner, a property manager, commercial real estate agent or just looking for more information on flood insurance you are in the right place.


Did you know that most homeowner policies do not cover flood damage? If your community participates in the National Flood Insurance Program, you can buy a flood insurance policy. Most flood insurance is written through the National Flood Insurance Program (NFIP), which is administered by the Federal Emergency Management Agency (FEMA).

If you own a home and are trying to decide if you need to purchase flood insurance, keep in mind that the average flood insurance policy (according to Insure.com) costs as little as $353 a year for coverage and that homeowner’s insurance does not cover most instances of flood damage. Disasters like hurricanes, river floods, floods caused by rain, dam or levee failure or by clogged storm drains are all examples of claims that would likely fall under the protection of a NFIP flood insurance plan.

SIG is an active participant in the NFIP. By selecting National Flood Insurance¬†coverage¬†through a reliable company like us, you can have peace of mind knowing you’ll receive a high level of customer service when you need it most. SIG also has access to agents who sell and service policies through an arrangement with FEMA.

A flood insurance policy normally takes 30 days from the date of purchase to go into effect. So, don’t wait until a flood is imminent to buy a policy.

At SIG we specialize in helping you understand your flood insurance options so you can make an informed decision and one that is the right choice for your family. Contact Us or Request A Quote while you are here today.